Lady on cell: Yes, that’s right. N as in ‘Nancy,’ M as in ‘umbrella’… –Brooklyn Botanic Garden Conductor: This is a downtown V train — V as in ‘vasectomy.’ –5th Ave Overheard by: Kim MTA announcement: The next train is a Brooklyn-bound C train. C as in ‘Shelly.’ –59th St station Overheard by: Trey Givens Loud man on cell: No, no, her name starts with an F… No, F… F like in ‘phonics’! What? It doesn’t? Oh, well, I guess you could spell it that way, too. –L train Loudspeaker: This is the B-as-in-‘badass’ train. Transfer to the D and Four. –Yankee Stadium station Ghetto girl on cell: C… No! C — like the last letter in ‘New York.’ –103rd & Lex